Financing

Proudly Serving Northwest Arkansas Area

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"We don't send anyone into your home that we wouldn't send into our own."

A new AC system or water heater is a real investment, and it rarely shows up on a convenient schedule. Financing lets you get the right system installed now and pay for it in manageable monthly amounts, without stretching your budget or settling for a short-term patch.

Why Financing Makes Sense

When a system fails, the cheapest quick fix isn’t always the smartest one. Financing gives you room to choose the option that fits your home and your long-term plans, not just this month’s bank balance.

You get comfort back sooner, keep cash on hand for everything else life throws at you, and pay over time at a pace that works for your household. Financing is available on any job over $500, so it covers more than full system replacements.

How It Works

Talk with our team

We walk you through what we found, your options, and what each one costs. No pressure and no hard sell.

Apply online

Use the secure third-party lending portal linked on this page. The approval process is quick and hassle-free.

Review your terms

Look over your monthly payment and terms before you commit. If anything is unclear, ask us and we will explain it.

Schedule your work

Once you're approved, we get you on the calendar. For system installs, we aim for within 24 hours whenever possible.

What Financing Can Cover

Financing is available on any job over $500, including repairs and replacements:

  • AC installation and replacement
  • Furnace installation and replacement
  • Heat pump installation and replacement
  • Ductless mini split installation
  • Water heater and tankless water heater replacement and installation
  • Plumbing and HVAC repairs over $500

Your Financing Options

We have a relationship with two trusted lending companies, Service Finance and Wisetack, to offer low monthly payment plans and flexible financing.

For repairs, we use Wisetack, which has an average approval rate of 80 percent. That means more homeowners can get a needed repair done now instead of putting it off.

Prefer to pay another way? We accept cash, check, Visa, Mastercard, Discover, and American Express.

Who Can Apply

Approval is handled by the lender, and requirements can vary by plan. You will see your terms before you agree to anything, so there are no surprises down the road.

Financing FAQs

What can I finance?

Any job over $500, including AC, furnace, heat pump, and water heater replacements.

About 10 minutes. The online application is quick and hassle-free.

Not at all. Financing is simply one option. Cash, check, and all major cards work just as well.

Let's Talk Through Your Options

Have questions before you apply? Call us and we will walk you through it. No pressure, just a clear picture of what fits your home and your budget.

Contact Us

Application form